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Flood resilience (resilient flood risk management), which has been repeatedly demanded, can be achieved through the phases of the risk management cycle. There is a vast body of literature on adaptation, disaster risk reduction measures, and effectiveness of prevention, seen through the lens of postdisaster recovery, but oftentimes the existing literature seems to underestimate the impact of financial flood recovery schemes on resilient recovery of individual households in particular. This contribution focuses on how financial schemes for flood damage compensations—their sources, design, and timing—shape the resilience of recovery of individual households. It discusses the dilemma of recovery of whether recovery schemes should be used strategically to increase resilience, or rather serve early restoration needs, equality access issues, and so on. This contribution seeks to unify the current fragmented academic debate on household resilient recovery by focusing on the ambiguous role of financial recovery schemes. This article is categorized under: Engineering Water > Planning Water Human Water > Value of Water.

DOI: 10.1002/wat2.1497 MAG ID: 3110689184