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Urban flooding threatens Indian cities and is made worse by rapid urbanization, climate change and poor infrastructure. Severe flooding occurred in cities such as Mumbai, Chennai and Ahmedabad. This has caused huge economic losses and displacement. This study addresses the limitations of traditional flood forecasting methods. It has to contend with the complex dynamics of urban flooding. We offer a deep learning approach which uses the network Convolutional Neural Networks (CNN) and Long Short-Term Memory (LSTM) networks to improve flood risk prediction. Our CNN-LSTM model combines spatial data (water table, topography) and temporal data (historical model) to classify flood risk as low or high. This method includes collecting data pre-processing (MinMaxScaler, LabelEncoder) Modeling, Training and Evaluation. The results demonstrate the accuracy of flood risk predictions and provide insights into flexible strategies for urban flood management. This research highlights the role of data-driven approaches in improving urban planning to reduce flood risk in high-risk areas. © The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.